Covering the ABCs and 123s.
Schools can be a second home for the families they serve. Protecting this community hub is crucial. Having the right insurance in place for a school’s unique needs can make all the difference when an incident occurs.
What insurance coverage does your school need?
Schools need insurance for obvious things, such as the building, the desks, and the educational equipment. Beyond that, schools must insure their faculty, their reputation, and their ability to continue to educate students. Business insurance isn’t one size fits all; you need an insurer who understands the business of educational facilities.
Keeping your school up and running with the right insurance.
For example, if something should happen to the school’s building and classes cannot be held, an alternative location may need to be secured so learning can continue. Proper school insurance coverage will provide for managing these interruptions to get classes back up and running as quickly as possible.
Protecting your school from potential lawsuits.
Schools must also insure against claims of discrimination, harassment, wrongful termination, and negligence. A lawsuit against the school and its officers, directors, board members, and faculty can be very costly to defend, taking away vital resources from the classrooms.
Coverages associated with the educational industry.
And don’t forget other general business insurance elements such as workers’ compensation, crisis response, employee dishonesty, and cyber liability. These coverages will ensure that your school is ready for anything and has the ability to do what it does best.
To learn more about how specialized insurance can benefit your school or district, contact us today.