Focusing on your patients is your job. Focusing on your insurance is ours.
Your patients’ teeth are your top priority. You take pride in knowing you’re providing the best care possible of every person who walks through your door. Staying up to date on news and trends in dentistry should be top of mind, not your insurance policies. Still, it’s imperative you cover your office’s unique risks with specialized dental office insurance.
Specialized dental office insurance protects your practice.
In addition to the standard office equipment like desks, chairs, and computers, your patient rooms contain equipment unique to the dental profession. Items like X-ray machines, dental chairs, lights, sterilization equipment, and more are all quite costly to replace. A standard business insurance policy may not contain adequate limits. Dentists often have visiting practitioners come in to help cover vacations or extended illness. Conversely, you may work in another office to fill in for someone else. In these circumstances, you need to be sure your insurer knows where you are and who is working in your office.
Dental malpractice and peer review policies are crucial.
Accidents can happen. Patients may also believe they have been treated improperly and, if they file suit or report you to the licensing board, you’ll need to defend yourself. Attorney fees can add up quickly, and if damages are awarded, you could be ruined financially if your practice is not properly insured. Basic dental office insurance policies generally don’t cover malpractice. Depending on the work you do and the population you serve, your needs could be different as well.
Talk with us and ensure you have the proper car insurance coverage in place with the right insurance company. Otherwise, you’re putting yourself, your family, and others at risk.