Unique protection no matter what you sell.
The risks associated with owning a dealership are diverse, no matter what you sell. From workers’ compensation to coverage for customers’ vehicles, we’ll help you navigate the complexities and design a policy that keeps your business running smoothly.
Insurance for dealerships of all types and sizes.
Whether you sell vehicles or equipment, are a franchise or independent, or specialize in used or new products, your dealership needs an insurance policy that fits its specific needs. It’s all too easy to overlook some of the risks for which you need protection.
Coverage for the vehicles you sell.
Dealerships large and small have significant inventory that can often carry a high value. Not only is there risk of the vehicles being damaged by fire or other weather events, vehicles can be stolen from your lot. You also face the risk that someone could attempt to buy from or sell to you a vehicle under false pretenses. Understanding the different ways your inventory can suffer loss will lead to understanding the coverage you need.
Talk with us and ensure you have the proper car insurance coverage in place with the right insurance company. Otherwise, you’re putting yourself, your family, and others at risk.
What is garagekeepers coverage?
Garagekeepers coverage offers protection when you take someone’s vehicle into your care, custody, or control. For example, if visitors leave their own vehicle on your premises while taking a prospective new vehicle for a test drive or while negotiating a trade-in, you may be legally required to have garagekeepers coverage. This protects against damage to the visitor’s car, including theft or vandalism.
The business side of dealership insurance.
Don’t forget to make sure your insurance covers more general business elements such as general liability for visitors to your premises, workers’ compensation for staff, and coverage against discrimination claims and other human resources risks with employment practice liability insurance.
To find out more about your dealership’s insurance needs, contact us today.